This report has been prepared following instructions from the named client(s) referenced in Section A of this report, requiring SDL SURVEYING to carry out and to prepare and deliver a report on the subject property. The service has been delivered in accordance with the current edition of the Home Survey Standard RICS professional statement and shall be generally equivalent to RICS Level 2 (formerly HomeBuyer Report, hereafter referred to as the RICS Level 2 Report).
SDL SURVEYING accepted the instruction only on the basis that the scope, purpose, and conditions of the report are as set out in this letter and the Terms and Conditions for the RICS Level 2 Report and service.
The Terms and Conditions which the client(s) have agreed to are the terms upon which we have delivered the service. The Level 2 Survey product is designed for customers whose intended property use is ‘residential dwelling’. This report is released to our clients on the understanding that the above reflects their intended use and customers were given the opportunity to discuss alternative survey products and advice prior to inspection where their intended use of the property varies from this.
Linked within this section, there is a summary of the Description of Service information. From this report clients also have access to a glossary of common building and surveying terms, maintenance tips and advice on what you should do next. We also where appropriate have some standard advice relevant to Leasehold Properties.
The service has been provided by an AssocRICS, MRICS or FRICS member of the Royal Institution of Chartered Surveyors (RICS) who has the skills, knowledge and experience to survey and report on the property. If you have instructed a service where the report will include a valuation of the property, the surveyor has the skills, knowledge, and experience to provide such a valuation and they are a member of the RICS Valuer Registration Scheme.
If you require any specific information about the report after the inspection, please contact SDL SURVEYING via our customer relations team at customerrelations@sdlsurveying.co.uk , and we will be pleased to advise within the scope of service agreed. Please note that repair costs cannot be provided.
At the time of instruction, clients have been asked to tell us if there is already an agreed or proposed price for the property, and if they have any particular concerns about the property (such as a crack noted above the bathroom window or any plans for extension works), or propose a material alteration or use of the property. The surveyor will have addressed these matters in the report where appropriate or will discuss these matters with you directly. If a matter is outside of the scope of the service the surveyor will explain this to you.
The RICS Level 2 Report service requires disclosure of any previous business relationship we may have with you, your property, or your selling agent. If appropriate, disclosure has been made in accordance with Clause 2 of the Terms and Conditions. The scope and extent of the inspection is detailed in Clause 3 of the Terms and Conditions. The RICS Level 2 Report is a survey, prepared by a suitably qualified Surveyor in an objective way regarding the condition of the Property on the day of the inspection, and who is a member of the RICS.
Where agreed at the time of instruction, customers may have access to an additional complimentary service via our Partner Retrogreen’s ‘RetroPlanner’ tool. This tool enables customers to explore the energy performance of their prospective new home in more detail, to understand the potential improvement measures which are available and the impact these could have in improving the energy performance rating and running costs.
If you have agreed to receive this service, it will be available once your Level 2 report is issued and will require you to register with Retrogreen for your complimentary account where you can explore the retrofit options for your new home (this is normally subject to a monthly charge).
The RICS has also now published consumer guidance on retrofitting and improving the energy efficiency of your home which you can access here; https://www.rics.org/consumer-guides/retrofitting-improving-energy-efficiency-home
The report has been issued on the understanding that the named client(s) have agreed to the Terms and Conditions and is satisfied that this service meets their requirements. In agreeing to our terms client have confirmed:
The report has been issued on the understanding that the named client(s) have agreed to the Terms and Conditions and is satisfied that this service meets their requirements. In agreeing to our terms client have confirmed:
• That they have read and understood the terms cover letter and the accompanying Terms and Conditions and that this is the entire basis upon which SDL SURVEYING are instructed to carry out a survey of the above property.
• That they authorised SDL Surveying to immediately commence work on the report and accepted that once the report has been issued, they lose the right to cancel during the 14- day ‘cooling off’ period (as provided by The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.
• That they accept that where the right to cancel after SDL Surveying has commenced work is exercised, but before the report has been completed, they be entitled to a partial reduction or refund, as outlined in the Terms and Conditions.
• That they accept that SDL Surveying may in some instances pay or receive a referral fee from a third party in connection with this transaction
• That they authorise SDL Surveying to process their personal data in accordance with these terms and its privacy policy (available online or by request).
• That they agreed that this Agreement and these Terms and any dispute or claim arising out of, or in connection with them or their subject matter, shall be governed by and construed in accordance with, the laws of England and Wales and the Parties irrevocably submit to the exclusive jurisdiction of the courts in England and Wales.
1.1.1
a “Lender” is the party if any, who has provided or intends or proposes to provide financial assistance to the Purchaser towards the purchase of the Property and in whose favour a standard security will be granted over the Property;
1.1.2
the “Property” is the property which forms the subject of the Report;
1.1.3
the “Purchaser” is the person (or persons) who enters into a contract to buy the Property from the Seller/Vendor;
1.1.4
a “Prospective Purchaser” is anyone considering buying the Property;
1.1.5
the “Report” is the report, of the kind described in clause 3 of these Terms and Conditions
1.1.6
the “Client” is the above named, for whom the report has been prepared.
1.1.7
the “Service” is the agreed scope of inspection and the preparation and delivery of ‘The Report’ to ‘The Client’ under the Terms of this agreement
1.1.8
the “Site Notes” are the surveyor’s own case record used to create “The Report”. For clarity, these do not form part of “The Service” and remain the property of the “The Surveying Firm”
1.1.9
the “Surveyor” is the author of the report on the Property; and
1.1.10
the “Surveying firm/ SDL SURVEYING” are the firm or company of whom the Surveyor is an employee, director, member or partner (unless the Surveyor is not an employee, director, member or partner, when the “Surveyor” means the Surveyor whose details are set out at the head of the report.)
1.1.11
The “Energy Report” is the advice given by the accredited Energy Company, based on information collected by the Surveyor during the Inspection, and includes an Energy Performance Certificate (‘EPC’), in a Government approved format.
1.1.12
the “RICS” – is the Royal Institution of Chartered Surveyors, the surveyors’ governing body.
1.1.13
“Retrogreen” – an end to end retrofit service provided by Digital Building Limited.
1.1.14
“RetroPlanner” – is an online tool which can be used to explore retrofit options for a dwelling and see estimates of the energy improvements these may deliver provided by Digital Building Limited.
1.1.15
Words in the singular include the plural and vice versa.
2.1
THE SURVEYING FIRM
2.1.1
The Client has engaged SDL SURVEYING to provide the report in accordance with an equivalent RICS Level 2 service. These Terms and Conditions comply with Home Survey Standards RICS Professional Statement and UK VPGA 11 Valuation of UK residential property of the RICS Valuation - Global Standards: UK national supplement 2023 effective 1st May 2024, reissued January 2025.
2.1.2
The individual Surveyor will be a member of the Royal Institution of Chartered Surveyors (RICS) who is competent to survey and report upon Residential Property.
2.1.3
If SDL SURVEYING have had a previous business relationship (other than any standing agreement under section 2.6) within the past two years with the Seller or Seller’s agent or have in some way been involved with the Property, they will inform you and seek further instruction.
2.1.4
SDL SURVEYING complies with the Proceeds of Crime Act 2002 and has procedures and controls in place designed to prevent money laundering in accordance with The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (‘the Money Laundering Regulations’). If the Firm suspects that any money laundering offences are being, or have been, committed, in accordance with its legal responsibilities, the Firm will disclose its suspicions to the appropriate authorities. The Client accepts that the Firm’s legal obligations will take precedence over instructions received from the Client where such instructions, if carried out, would result in a breach of the Firm’s duties under the law.
2.1.5
In certain circumstances SDL SURVEYING will require proof of identity from the client before accepting or acting on instructions. The Firm will not accept either single cash payments exceeding £9,000 (or the Euro equivalent) or linked payments/transactions where the total will exceed the Euro 9,000 limit. On receipt of Client’s monies, it is intended that cleared funds will be remitted within 28 days or such other time as is appropriate. The Firm is not obliged to place monies on interest bearing accounts, but interest accrued will be retained by the Firm unless otherwise agreed.
2.1.6
SDL SURVEYING is committed to carrying out business fairly, honestly and openly. We operate a zero-tolerance approach to bribery and corruption and comply fully with all applicable anti-bribery and corruption laws including, without limitation, The Bribery Act 2010.
2.1.7
SDL SURVEYING have a written Complaints Handling Procedure (CHP). This CHP document is available on-line or from the offices of SDL SURVEYING and can be requested via email at any time. If there is any aspect of our service with which you are not happy (including complaints about our bills), please contact our complaints handling team using reference ‘SDL SURVEYING Responsible Principal’ either by post to SDL Surveying, 3-4 Regan Way, Chillwell, Nottingham, NG9 6RZ or email to customerrelations@sdlsurveying.co.uk
2.2
THE REPORT
2.2.1
SDL SURVEYING shall not provide an amended Report on the Property, except to correct factual inaccuracies.
2.2.2
The report will identify the nature and source of information relied upon in its preparation, where warranted and appropriate.
2.2.3
SDL SURVEYING shall, where this additional service has been agreed and a fee paid, provide a Market Valuation of the Property as part of the Level 2 Report service and in accordance with the current edition of RICS Valuation- Global Standards. A Market Value is defined as an estimated amount for which an asset or liability should exchange on the valuation date between a willing buyer and a willing seller in an arm’s length transaction after proper marketing and where the parties had each acted knowledgably, prudently and without compulsion.
2.2.4
The date of reported condition of the property is the date of inspection.
2.2.5
The Report and any expressions or assessments in it are not intended as advice in relation to an asking price or any other sales or marketing decisions and shall not be relied upon as such.
2.2.6
The Report is based solely on the subject Property and is not to be relied upon in any manner whatsoever when considering the valuation or condition of any other property.
2.2.7
If certain minor matters are mentioned in the Report it should not be assumed that the Property is free of other minor defects.
2.2.8
Neither the whole nor any part of the report may be published in any way, reproduced, or distributed to any party other than The Client and their respective professional advisers without the prior written consent of SDL SURVEYING.
2.3
LIABILITY
2.3.1
The Report is prepared with the skill and care reasonably to be expected of a competent residential surveyor who is a member of the Royal Institution of Chartered Surveyors (RICS) and shall be carried out in accordance with the current edition of Home Survey Standard RICS Professional Statement, the RICS Valuation-Professional Standards (the Red Book) and RICS Codes of Conduct.
2.3.2
The Report is addressed to The Client and prepared in the expectation that it (or a complete copy) along with these Terms and Conditions (or a complete copy) would be (or, as the case might be, would have been) viewed only by;
• the Client; and
• their professional advisers.
2.3.3
SDL SURVEYING acknowledge that their duty of skill and care in relation to the Report is owed to The Client only. SDL SURVEYING accept no responsibility or liability whatsoever in relation to the Report to persons other than The Client. The Client should be aware that if a third party seeks to rely on this Report they do so at their own risk. There is no intention to confer any third party right as described in the Contracts (Right of Third Parties) Act 1999.
2.4
PRIVACY POLICY
2.4.1
SDL SURVEYING has a full privacy policy and data protection policy which are available on-line or upon request.
2.4.2
SDL SURVEYING will collect information from you for the purpose of providing the agreed service. This data will be collected, processed and stored in accordance with current data protection legislation and regulations.
2.4.3
SDL SURVEYING is an RICS Regulated Firm and will protect confidential information and use or disclose it for the purposes for which it was provided, where they have the necessary consent to do so, or where required or permitted by law.
2.4.4
SDL SURVEYING will, where you have agreed at the point of instruction in our terms and conditions, share your personal details with Digital Buildings Limited for the purpose of providing you with complimentary access to the RetroPlanner tool offered under their Retrogreen brand.
2.5
INTELLECTUAL PROPERTY
2.5.1
All intellectual property rights whatsoever (including copyright) in and to the Report, excluding the headings and rubrics, are the exclusive property of SDL SURVEYING and shall remain its exclusive property unless SDL SURVEYING assign the same to any other party in writing. The RICS Level 2 Report template and any SDL equivalent template is copyrighted and produced under licence.
2.6
PAYMENT
2.6.1
SDL SURVEYING or the surveyor may have paid a referral fee or equivalent to any party who may have recommended them, either individually or as part of a third-party commercial relationship.
2.6.2
SDL SURVEYING hereby state that any fees for the service taken in advance do not constitute client money, and therefore such a payment is not subject to RICS Client Money Protection Scheme rules.
2.6.3
SDL SURVEYING are entitled to refrain from delivering the Report until the fee and other charges for it notified to The Client have been paid. Additional fees will be charged for subsequent inspections and Reports.
2.7
CANCELLATION
2.7.1
The Client shall be entitled to cancel up to 14 days from deemed agreement to proceed by notifying the relevant SDL SURVEYING office at any time before the day of the inspection. However, by agreeing to these Terms within the 14 day period, the Client agrees to accept the conditions as outlined below;
2.7.2
In the case of cancellation or the inspection not proceeding, SDL SURVEYING shall refund any fees paid by The Client for the inspection and Report, except for expenses reasonably incurred and any fee due in accordance with 2.7.3.
2.7.3
In the case of cancellation by The Client, for whatever reason, after the inspection has taken place but before a written report is issued, SDL SURVEYING shall be entitled to raise an invoice equivalent to 80% of the agreed fee. In the case that SDL SURVEYING have completed the report SDL SURVEYING shall be entitled to payment of the full fee.
2.7.4
Once we have provided you with our report, delivery determined by date of posting or by electronic means, you will lose your right to cancel during the 14-day ‘cooling off’ period provided by The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (‘the Regulations’) and/or the Consumer Rights Act 2015.
2.7.5
SDL SURVEYING shall be entitled not to proceed with the inspection (and will so report promptly to the Client) if after arriving at the property, the Surveyor concludes that it is of a type or construction of which the surveyor has insufficient specialist knowledge to be able to provide the inspection satisfactorily. Similarly, SDL reserve the right to cancel our obligations and seek further instruction from you if it becomes apparent that the property cannot be adequately reported within the scope of terms agreed. SDL SURVEYING will also be entitled not to proceed if after arriving at the property there is a potential threat to the Surveyor’s health or personal safety with reference to relevant legislation and RICS ‘Surveying Safely’ Guidance; in such circumstances and conditions the inspection may be postponed or cancelled, at the surveyor’s discretion.
2.8
LIMITATIONS OF LIABILITY
2.8.1
Neither party shall be liable for any loss of profit (other than in respect of SDL SURVEYING’s fees, costs or charges), loss of business or goodwill, or for any special, indirect or consequential loss or damage suffered by the other (including as a result of an action brought by a third party), save that nothing in these Terms and Conditions shall exclude or restrict liability of either party for death or personal injury arising out of negligence, fraudulent misrepresentation or any other liability which cannot be restricted or excluded by law. SDL SURVEYING shall not be liable for any loss which may occur as a result of reliance on a subsequent valuation for any discharge of any loan or advance of further funds.
2.8.2
SDL SURVEYING shall not be liable for any loss as a result of receipt of any information, data or communications supplied or sent by SDL SURVEYING electronically, where through no fault on the part of SDL SURVEYING the relevant information, data or communication has been corrupted or otherwise modified as a result of it being supplied or sent electronically. The Client shall be responsible for ensuring that any materials the Client has provided or sent to SDL SURVEYING by any electronic medium and/or by computer disk are, and remain, virus free.
2.8.3
Subject to the above, SDL SURVEYING’s total liability in contract, negligence or breach of statutory duty, misrepresentation, restitution or otherwise, arising in connection with the performance or contemplated performance of this appointment or otherwise under the Terms and Conditions, unless otherwise agreed in writing, shall be on the basis of a liability cap set at a level which is proportionate to the instruction as follows:
Market Value of the Property as Existing Liability Capped at:
£250,000 and below | £15,000 |
£250,001 to £500,000 | £30,000 |
£500,001 to £1,000,000 | £60,000 |
£1,000,001 to £2,000,000 | £100,000 |
£2,000,001 to £3,000,000 | £200,000 |
£3,000,001 to £5,000,000 | £300,000 |
£5,000,001 or above | 50% of any loss attributable to SDL SURVEYING after the application of the following provisions on just and equitable shares, up to a maximum of £500,000 |
2.8.4
Without prejudice to any other exclusion or limitation of liability, damages, loss, expense or costs SDL SURVEYING’s liability if any for any loss or damage (‘the loss and damage’) under this Agreement shall not exceed such sum as it would be just and equitable for SDL SURVEYING to pay having regard to the extent of our responsibility for the loss or damage and on the assumption that:
•all other consultants, contractors, sub-contractors, project managers and advisers engaged in connection with the transaction have provided contractual undertakings on terms no less onerous than those set out here;
•there are no exclusions of or limitations of liability nor joint insurance or coinsurance provisions between the Client and any other party referred to in this clause and any such other party who is responsible to any extent for the loss and damage is contractually liable for the loss and damage;
•all the parties referred to in this clause have paid such proportion of the loss and damage which it would be just and equitable for them to pay having regard to the extent of their responsibility for the loss and damage. This applies also to the Client where liabilities for loss or repair are shared (for example, communal areas or structures subject to shared contribution to repairing obligation under leasehold tenure).
2.8.5
Claims related to the reports produced under this Agreement must be brought only against the firm of SDL SURVEYING Limited and may not be brought against any other company (including any other company or holding entity within a group of companies to which SDL belongs or individuals, including individual surveyors). This report will be prepared by a surveyor ('the Individual Surveyor') merely in his or her capacity as an employee or agent of a firm or company or other business entity. The report is the product of the Surveying firm, not of the Individual Surveyor. All of the statements and opinions that will be contained in the report will be expressed entirely on behalf of the Surveying firm, which accepts sole responsibility for these. For his or her part, the Individual Surveyor assumes no personal financial responsibility or liability to the client or third parties in respect of the report and no reliance or inference to the contrary should be drawn.
2.8.6
Should any part of this section be held to be unenforceable for any reason, the remainder of the agreement and this section shall remain in full force and effect.
2.9
PRECEDENCE
2.9.1
If there is any incompatibility between these Terms and Conditions and the Report, these Terms and Conditions take precedence; they must however be read in conjunction with the standard report sections.
3.1
THE SERVICE
3.1.1
The Report is equivalent to an RICS Level 2 Report and is prepared by a suitably qualified Surveyor in an objective way regarding the condition of the Property on the day of the inspection, and who is a member of the Royal Institution of Chartered Surveyors. The service shall be delivered in accordance with the current edition of the Home Survey Standard RICS Professional Statement and shall be equivalent to RICS Level 2 reporting. Where a valuation is included in the service, the property will report to the current edition of RICS Valuation Standards (‘Red Book’).
3.2
THE INSPECTION
3.2.1
The Inspection is a general surface examination of those parts of the Property which are accessible, meaning visible and readily available for examination from ground and floor levels, without risk of causing damage to the Property or injury to the surveyor.
3.2.2
All references to visual inspection refer to an inspection from within the property at floor levels and from ground level within the site and adjoining public areas, without the need to move any obstructions. Any references to left or right are taken facing the front of the property.
3.2.3
Sloping roofs are visually inspected with the aid of binoculars where appropriate. Roof spaces are visually inspected from the loft hatch only, and if entered by exception, then only where there is safe and reasonable access, normally defined as being from a 3m ladder within the property.
3.2.4
Surfaces of exposed floors are visually inspected. No carpets or floor coverings are lifted. Sub-floor areas are not inspected.
3.2.5
The Inspection is carried out with the Seller’s permission, without causing damage to the building or contents. Furniture, stored items and insulation are not moved.
3.2.6
Unless identified in the report the surveyor shall assume that no harmful or hazardous materials have been used in the construction. The presence or possible consequences of any site contamination shall not be researched.
3.2.7
The surveyor shall not carry out an asbestos inspection and shall not be acting as an asbestos inspector in completing a RICS Level 2 Report of properties that may fall within the Control of Asbestos in the Workplace Regulations.
3.2.8
In the case of flats, it shall be assumed that there is a duty holder, as defined in the Regulations and that a Register of Asbestos and effective Management Plan is in place, which does not require any expenditure, or pose a significant risk to health. No enquiry of the duty holder shall be made.
3.2.9
In the case of flats, it shall be assumed that there is also a duty holder as defined under the Fire Safety Act. No enquiry of the duty holder shall be made.
3.2.10
It is assumed that the subject property site and neighbouring areas are free from Japanese Knotweed. Japanese knotweed is an invasive plant that can damage footpaths, driveways, patios and in the worst cases, it can get into the home itself. It is very difficult to get rid of this plant, and removal of this plant can take a number of years, be costly and may affect future saleability and mortgageability of an affected home. Japanese Knotweed is a seasonal growth plant and is almost invisible during the winter months and during its non-growth phase.
3.2.11
Should the Surveyor be unable to access any part of the property due to circumstances outside of their control a £250 re-inspection fee may apply should you wish those parts of the property to be included in the Report. This is provided that safe and available access is available for the Inspecting Surveyor, and such can be safely accessed from 3 metre ladders.
3.2.12
It will not be possible for clients that are not the vendors to accompany the Surveyor on an inspection.
3.3
THE REPORT
3.3.1
The RICS Level 2 Report shall be prepared by the Surveyor who carried out the property inspection and shall describe various aspects of the property as defined by the headings of the report template with the comments being brief, general and unbiased. The report on the location, style and condition of the property shall be concise, and shall omit items that, in the Surveyor’s opinion, are not significant. If certain minor matters are mentioned, it should not be interpreted that the property is free of any other minor defects. Reporting will be in accordance with the relevant Home Survey Standard RICS Professional Statement.
3.3.2
Throughout the report, the following repair categories shall be used to give an overall opinion of the state of repair and condition of the property. These categories may be further supplemented by a numbering system or symbol which will be further defined within the report.
1. Red = defects that are serious and/or need to be repaired, replaced or investigated urgently.
2. Amber = defects that need repairing or replacing but are not considered to be either serious or urgent. The property must be maintained in the normal way.
3. Green = no repair is currently needed. The property must be maintained in the normal way.
4. NI = Not inspected (i.e. the surveyor was unable to see, access, verify the existence of, or report upon an element of construction)
5. N/A = Not applicable. (i.e no element appears to exist upon which to report).
3.3.3
Windows: We will attempt to open a sample of the windows if access and householder allows. For example, this might include one on each side of the dwelling and one of each type of window where there is a variety.
3.3.4
Floors: Where floors have unfixed access hatches/panels or floorboards, we will inspect subfloor areas by an inverted ‘head and shoulders’ inspection where appropriate/possible and safe to do so. We will not enter the subfloor area.
3.3.5
Roof Space: We will attempt to enter the roof space if it is safe and reasonable to do so undertaking a visual inspection only. No personal items or loft insulation is moved.
3.3.6
Grounds: We will visually inspect the garden/grounds during a general walk around and, where necessary and appropriate, from adjoining public property.
3.3.7
Inspection Chambers: We will attempt to lift the inspection chamber where it is not affixed and is safe and reasonable to do so. A visual inspection of the chamber is undertaken and no flow or sub soil inspections are carried out to the lateral flows.
3.3.8
In relation to any Building Reinstatement cost sum the figure has been calculated on the basis of reinstatement of new, in assuming that the event of total destruction, the building will be reconstructed in a sensible manner and includes an allowance for professional fees. We can confirm that the figures reported to you is on a Day One basis. Please be advised that the report sum includes VAT at 20%. We strongly encourage discussions with your Insurance Brokers as to the full scope of insurance and the amount of sum to be insured. This specifically excludes contents.
WARNING: If left unattended, even for a relatively short period, defects scored 2-3 can rapidly develop into more serious repairs. The existence of defects scored 2-3 may have an adverse effect on the marketability, value and the sale price ultimately achieved for the property. This is particularly true during slow market conditions when the effect can be considerable.
Parts of the property which cannot be seen or accessed shall not be reported upon and this shall be stated where not already included within Terms and Conditions. If the Surveyor suspects that a defect may exist within an unexposed area and which could have a material effect upon the value, the Surveyor may recommend further investigation by specialist contractors. SDL SURVEYING will clarify the reason for recommending further investigation if necessary and upon request but is not permitted to nominate or recommend suitable contractors. The costs of obtaining further investigative specialist reports are to be settled by you the Client directly with your nominated specialist contractor, and SDL SURVEYING will have no responsibility to you for the supplementary specialist report content.
Where defects or repairs have been identified within the report it is essential that, prior to entering into any legally binding contract, further specialists’ or contractors’ advice and estimates must be obtained, to establish the implications, if any, affecting a potential offer to purchase or the sale price likely to be achieved for the property. SDL SURVEYING can accept no responsibility for failure to obtain or act upon this advice, and nor can they advise or comment upon costings or specifications within the scope of Level 2 reporting.
Certain materials or constructions require certification or warranty to be provided to warrant or certify that works were carried out to a suitable standard, particularly newly built or newly converted property, or properties that have been significantly altered and/or extended, especially where the extent of works gives the property the appearance of being effectively a de facto new build construction. SDL SURVEYING cannot comment upon the content or existence of such warranties or certificates, although may refer to them in the Level 2 report. Clients and/or their legal advisers must verify the existence and suitability of relevant warranties and certificates, including planning and building regulation consents, where appropriate.
3.4
SERVICES
3.4.1
Our Surveyors are not equipped or qualified to test the services and therefore no comment can be interpreted as implying that the design, installation and function of the services are in accordance/compliance with regulations or safety and efficiency expectations. No tests or comments of the functionality, safety or efficiency are made of any services or appliances. The Client must obtain their own specialist advice in respect of all services prior to legal commitment to transact on the property (i.e. prior to legal exchange) to determine condition. SDL SURVEYING can accept no responsibility for defects uncovered or discovered subsequent to inspection where such recommendation has been made to seek further specialist advice.
3.5
ENERGY REPORT
3.5.1
The report produced by SDL SURVEYING does not provide advice on the energy performance of the property or potential improvements (see clause 3.9.1.1). Where the Retrogreen service has been agreed to be provided, customers will be given access to the Retrogreen service at the point that SDL issue the level 2 report. The access Retrogreens RetroPlanner service is complimentary, on an extended trial basis. Use of this service is subject to agreeing to Retrogreen’s terms of service and customers can obtain additional advice from this provider. Customers can obtain further information from Retrogreen directly by emailing consumer.sales@retrogreen.co.uk
3.5.2
RICS Level 2 – the surveyor will obtain the most recent EPC from the appropriate central registry where practicable. The relevant energy and environmental rating will be reviewed and stated. The surveyor will attempt to identify any obvious discrepancies between the EPC and the subject property and comment upon the implications, if any. It is currently a requirement that all properties sold in England and Wales have a current EPC rating and this legislation has been extended into the rented sector, such that a tenancy may be illegal if EPC ratings are deemed inadequate under current regulation. It should be noted that in certain circumstances EPC ratings remain valid for 10 years, and the thermal efficiency rating of a property can deteriorate markedly in that time. Revised Minimum Energy Efficiency Standards were introduced in 2018, which may restrict the ability to sell, rent or market a property in the future where low EPC ratings are recorded. SDL SURVEYING cannot accept liability for any advice given by EPC providers, and you must seek specialist advice regarding the requirements affecting your proposed use of the property.
3.5.3
Changes in environmental legislation may affect the intended use of the property and also the current use or configuration of services installations, which may incur costs of renewal or upgrade within the time of your ownership. Tenanted property may be subject to separate specific environmental regulation and legislation; if you are intending to utilise the property as a Buy to Let premises immediately after completion of contracts, please send an email advising of this to customerrelations@sdlsurveying.co.uk SDL SURVEYING will only report the property condition relative to current environmental regulation and legislation pertaining at the time of inspection.
3.6
RETENTION OF DOCUMENTS
3.6.1
SDL Surveying will retain all files and documents for a reasonable period, which will in any event be not less than 6 years after completion or termination of the service(s). These will be securely stored and personal data will be available for future inspection where appropriate or warranted, for up to a maximum of 15 years at the discretion of SDL SURVEYING.
3.7
AUDIT OF FILES
3.7.1
As an RICS regulated firm, external organisations may conduct audit or quality assurance reviews on our firm. Your file may be subject to monitoring and review, and we will need to provide this to RICS upon request in accordance with RICS Rules of Conduct for Members and/or RICS Rules of Conduct for Firms.
3.8
SURVEYOR’S OPINION
3.8.1
The last section of the Report contains matters that the Surveyor believes to be relevant.
3.8.2
The Surveyor also makes various standard assumptions covering, for example, vacant possession; tenure and other legal considerations; contamination and hazardous materials; the condition of un-inspected parts; the right to use mains services. In the case of flats, the following further assumptions are made that:
3.8.3
There are rights of access and exit over all communal roadways, corridors, stairways, etc. and to use communal grounds, parking areas, and other facilities;
3.8.4
There are no particularly troublesome or unusual legal restrictions;
3.8.5
There is no current dispute between the occupiers of Freehold houses, including those with communal amenities, or occupiers of leasehold flats, or any outstanding claims or losses; and the costs of repairs to the building are shared among the co-proprietors on an equitable basis. (Please remember that repair and maintenance costs can be shared between owners in all parts of an estate development and you should seek clarification from your legal adviser).
3.8.6
Any additional assumption is reported.
3.8.7
The existence of certain types of external cladding on buildings may constitute a combustibility and fire safety hazard and, in some circumstances, mean that the property is unacceptable for mainstream mortgage lending until repairs have been carried out or alternative safety measures introduced. SDL SURVEYING cannot under any circumstances advise on fire safety matters or the costs of cladding remediation, either verbally or within the report, and you must seek specialist advice if you have fire safety concerns.
3.8.8
Purchasers may consider it prudent to instruct a re-inspection after a period of 12 weeks in protracted sales processes to reflect changing circumstances in the market and/or in the physical condition of the Property. An additional RICS Level 2 Report fee would be required, by negotiation.
3.9
EXCLUSIONS
3.9.1
The inspection nor report do not constitute:
3.9.1.1
An Energy Assessment or Retrofit Assessment. Our surveyor will not be able to provide an up to date or corrected Energy Performance Rating or advice on home retrofitting unless you have agreed these additional services with us under separate terms. Our review and reporting of Energy Matters is set out in Section 3.5 above and follows the requirements set out in the Latest RICS Home Survey Standard for a Level 2 survey product.
3.9.1.2
An Arborist or Horticultural Assessment. Our surveyors will endeavour to flag invasive species only where identified and will comment on trees and other plants only where they are causing visible damage or are at risk of causing damage to the main building or a permanent structure within the subject boundary.
3.9.1.3
A Fire Risk Assessment of the External Wall System. Where the building is clad externally, the surveyor will not provide specialist advice on the risk of combustion or spread of fire caused by the type of cladding or installation and where appropriate, may direct you to seek further specialist advice.
Survo is a bespoke home survey product, developed by SDL Surveying. It is designed to be equivalent to the RICS Level 2 service, previously referred to as a “Homebuyer” survey. Our service includes:
• Property inspection in line with the terms we have agreed with you at the point of instruction and
• A report which is provided to you in a digital format with the further option of a PDF downloadable report.
Our surveyor has aimed to give you professional advice within this report to help you to:
• Decide if the property is the right purchase for you, your needs and your appetite for dealing with any remedial work
• Understand what repair, replacement or improvement the property will need
• Know what further advice you should seek
If you have agreed any additional services beyond the standard Level 2 service, these will need to be agreed and covered in a separate contract.
The surveyor will endeavour to inspect:
• The main building (in the case of flats this will be limited to the block which contains the subject unit)
• Permanent outbuildings including garages
In line with the above, outbuildings of a more temporary nature such as but not limited to, sheds, greenhouses and garden rooms are not inspected. Where comment is made this does not imply that the standard of inspection of these elements is aligned with the Level 2 service.
Surveyors will record the apparent construction of these elements alongside any notable defects or other concerns. They will endeavour to inspect all areas which are accessible from a ground level inspection or with the benefit of their 3 metre ladder. Aspects of the property which are obscured from view, not readily accessible either due to restricted space or other heath and safety concerns may not be inspected and in such instances, the surveyor will outline these limitations in the limitations section of the report.
Our inspection is non-intrusive which means we will not unscrew or forcibly open up any aspect of the building for inspection. For clarity we also confirm that the surveyor will not lift fitted carpets or floor coverings, floorboards, move furniture or remove/move the vendors belongings from cupboards or storage areas – this includes to cellars and loft voids.
Our surveyors are provided with, but not limited to:
• A torch to aid inspection of unlit loft spaces and cellars where these can be accessed
• A damp meter
• Binoculars to aid in inspection of the roof and high-level details
• A 3-metre ladder (used externally only in dry conditions where it can be placed on a firm level surface)
The inspection will usually be completed from ground level, within the grounds of the property but where appropriate, the property may be viewed which standing in adjacent public spaces where these are safe and accessible. The inspection can therefore be limited by a range of factors such as the type of weather, traffic volumes and the time of year (in the case of trees). The surveyor will use their own best judgement to try and minimise these limitations where possible and safe to do so.
The loft space will typically be inspected where there is an accessible hatch. Hatches which are placed over staircases may be deemed unsafe to enter and equally, glass hatches, small hatches or those positioned higher than the surveyor’s ladder can safely reach will not be accessed.
The loft will only be entered where there is a boarded floor or where the joists are clearly visible (i.e. they have not been concealed by insulation). The surveyor will not move insulation or stored items.
To support the inspection, the surveyor may complete some basic research into the property and wider location prior to their visit. This research does not an equivalent to the local authority and environmental searches typically completed by conveyancers and is done to aid in the wider inspection and report.
The Level 2 survey reports on the services in the building but does not constitute specialist advice. Our surveyors are not qualified electricians, plumbers or gas engineers and therefore are not permitted to interfere with these installations. We will only visually inspect and report accordingly within the limitations of our professional competency. As such, buyers will typically be directed to seek further advice on such matters unless the surveyor has seen recent documentation which evidences these aspects of the installation are likely to be satisfactory.
The same is also applicable to the function of chimney stacks and flues.
The surveyor will inspect, and report where able, visible and appropriate on:
• The condition of boundary walls and fences
• The condition of permanent outbuildings including garages
• Patios and paths within the boundary
Where the property has permanent leisure facilities such as swimming pools, tennis courts etc, the surveyor will pass comment where appropriate, but such facilities are likely to be outside of their expertise and may require further specialist advice.
As with other aspects of the inspection, any limitations will be reported in the appropriate part of the Report.
When inspecting flats, the surveyor will primarily focus on the subject flat itself. However, they will also:
• Assess the general condition of the external fabric of the building
• Check the condition of the internal common areas serving the subject flat
• Check roof spaces which are accessible from within the subject flat
Unlike with houses, the surveyor will not inspect the below ground drainage.
The inspection does not constitute an assessment of the external wall system and therefore the surveyor will be unable to offer any advice around the fire safety of the external walls, cladding system or attachments such as balconies. Such matters are outside of scope and buyers will be directed to obtain the relevant reports from the managing agent or freeholder.
The surveyor will flag up any risks they identify either through the course of their pre-inspection research or where identified on inspection. However, it should be made clear that the inspection does not constitute specialist advice and buyers should obtain specialist advice where appropriate, particularly if this is recommended in our report.
The surveyor’s report is provided on a standard assumption that the building and the materials used do not contain any harmful substances. If the surveyor observes evidence or suspects this is not the case, they will report accordingly and direct the reader to seek further advice.
With specific respect to Asbestos; the surveyor is not acting as an asbestos inspector and will only endeavour to highlight potential asbestos containing material in the report where this is apparent at the time of inspection. In the case of flats, the surveyor will assume the freeholder or managing agent has appointed a dutyholder as required in the Control of Asbestos Regulations and that they hold an appropriate asbestos register.
The report is prepared by the surveyor to be relied upon by the named clients only. As such, the surveyor and SDL Surveying accept no liability should any other party choose to rely on it.
Clients should consider all advice given carefully and where they are unclear on the surveyor’s recommendations, should seek clarification. If clients decide to proceed with the purchase without acting on the advice provided, they do so at their own risk.
For ease of reading the report uses a condition rating system to rate each of the elements of the property which have been inspected. The condition ratings are described as follows:
Although the report will reference the current EPC rating for the property, provided an EPC is available at the time of reporting, the surveyor will not have conducted an assessment of the property’s energy performance for this service.
The surveyor will report on the EPC in line with the requirements of the Level 2 service defined by the RICS Home Survey Standard. This will include highlighting any known or potential discrepancies between the latest EPC and the property at the time of inspection.
Where there are concerns around the validity of the EPC, the client may choose to obtain further advice on this topic subject to further terms of engagement and an appropriate fee.
It is outside of the scope of our service to comment on any legal documents. Where during the inspection the surveyor identifies any issues which your legal advisors should investigate further, they may refer to these issues within the legal section of the report.
Risks to people, the building and the grounds will be reported throughout the report in the relevant sections and summarised where appropriate in the risk section. Where appropriate the surveyor will provide advice on how risks can be mitigated or where you might find appropriate advice to manage the risk.
Where a valuation service has been purchased as part of the Survo product, the service will include:
• A valuation of the property
• Advice on what is reasonable to pay for the property, to include comment on the agreed purchase price
The surveyor will provide you with their professional opinion on the market value of the property, as inspected together with an estimate of the reinstatement cost. These two figures are defined below.
The market value is defined for the purpose of this report as “the estimated amount for which an asset or liability should exchange on the valuation date between a willing buyer and a willing seller in an arm’s length transaction, after proper marketing wherein the parties had each acted knowledgeably, prudently and without compulsion.”
The valuation will reflect the following assumptions and special assumptions:
• That any aspect of the property which has not been inspected, is free from defect
• That there are no environmental issues such as contamination of the ground
• That the property has the legal right to use the connected services
• That there are no onerous legal matters such as onerous lease terms, restricted covenants or disputes around ownership or access
• That the property is being sold unfurnished and with the benefit of vacant possession.
• That the property will be used for residential purposes as a single-family dwelling
• That there are no restrictions on the use of the property
• That as presented, the building has all required local authority and statutory consents.
The surveyor will highlight any additional assumptions or variances in the valuation section of the report.
The reinstatement cost is an estimate of the cost to rebuild an average home of the same type and style of the property that was inspected to its existing standard, using modern materials and techniques, and by acting in line with current Building Regulations and other legal requirements.
The figure we report will include for the cost of rebuilding any garage, boundary or retaining walls and permanent significant outbuildings, and clearing the site. It will also allow for professional fees, but does not include VAT.
The reinstatement cost is typically used in determining the level of insurance cover required. In the case of flats, this advice is less useful as the reinstatement figure only reflects the approximate reinstatement cost of the subject flat, rather than the wider block. With flats, the managing agent should seek advice on the reinstatement cost and ensure it is appropriately insured.